¹The information contained herein is for illustrative purposes only and coverage is expressly subject to the conditions, restrictions, limitations, exclusions, including pre-existing conditions, and terms of the policy issued by the insurer, Independence American Insurance Company (IAIC), a Delaware Insurance Company, located at 485 Madison Avenue, New York, New York 10022. Policies and claims are administered by Figo Pet Insurance, LLC, 540 N Dearborn Street #10873, Chicago, IL 60610. IAIC is responsible for the handling of claims on its policies. Live Vet and the Figo Pet Cloud are separate non-insurance services unaffiliated with IAIC. Insurance may not be available in all states in accordance with state filings and applicable law. Discounts and savings vary by state. Costco Insurance Agency, Inc. is a licensed insurance agent. Costco Wholesale, Costco Insurance Agency, Inc., and its subsidiaries do not underwrite insurance or pay claims. Costco Insurance Agency, Inc.'s California license number is 0D08407. Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency, Inc. in New York.

²Costco members in select states where insurance is available are eligible for a 15% Premium Discount (not available in TN & FL).

³CONNECT, powered by American Family Insurance, is the brand name of American Family Connect Property and Casualty Insurance Company and American Family Connect Insurance Company, De Pere, WI, both of which have sole financial responsibility for their own products. Insurance is underwritten by either company, depending on the state. The American Family Connect Insurance Agency, Inc., places policies with related and unrelated companies. Each insurer is solely responsible for the claims on its policies and pays the Agency for policies sold. Prices, coverages and privacy policies vary among these insurers. Both underwriting companies and the agency are subsidiaries of American Family Insurance Mutual Holding Company. Specific products may vary and may not be available in all states in accordance with state filings and applicable law. Insurance availability may vary by region or state. Discounts and savings vary by state and apply to certain coverages. Certain restrictions and limitations apply. Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency, Inc. in New York. Costco Wholesale, Costco Insurance Agency, Inc. and its subsidiaries do not underwrite insurance, pay claims or guarantee any of the products or services offered by CONNECT.

⁴Average nationwide savings data represents information provided only by Costco members who became new auto insurance policyholders and reported qualifying first-year savings with CONNECT, powered by American Family Insurance, between 10/1/20 and 3/31/21. Not all members have experienced or will experience savings. Individual experience may vary based upon a variety of factors, including driving experience, type of automobile insured, type and availability of a policy, and past losses. Any compared rates have similar benefits.

⁵Program available to Costco members in AZ, CA, FL, MD, NV, OR, PA, TX and WA. Delta Dental Insurance Company acts as the DeltaCare USA administrator in all available states. DeltaCare USA is underwritten in these states by these entities: AZ — Alpha Dental of Arizona, Inc.; CA — Delta Dental of California; FL — Delta Dental Insurance Company; MD, TX — Alpha Dental Programs, Inc.; NV — Alpha Dental of Nevada, Inc.; OR, WA — Dentegra Insurance Company; PA — Delta Dental of Pennsylvania. These companies are financially responsible for their own products. Delta Dental is a registered mark of Delta Dental Plans Association.

In Florida, Delta Dental Insurance Company provides DeltaCare USA Plan benefits as a Prepaid Limited Health Service Organization as described in Chapter 636 of the Florida Statutes.

Costco Insurance Agency CA License #: 0D08407.

⁶Acceptance for coverage and pricing is subject to eligibility and underwriting criteria. Member Advantage Life (ICC16-TL21/TL-21), is a term life insurance policy issued exclusively to Costco members by Protective Life Insurance Company (PLICO), Nashville, TN. Not available in New York. Policy form numbers, product features and availability may vary by state. Consult policy for benefits, riders, limitations, and exclusions. Coverage and pricing is subject to eligibility and underwriting criteria. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Costco Insurance Agency, Inc. and Costco Wholesale do not issue, underwrite insurance or pay claims under PLICO policies. Insurance is underwritten by PLICO.

Costco Insurance Agency, Inc. (CIA), a licensed insurance agent, may receive compensation from PLICO and/or its affiliates. CIA and its affiliates do not guarantee the services of any insurance company. PLICO and its affiliates are separate, independent of and distinct from CIA. CIA is not responsible for the financial condition or obligations of PLICO. The California license number for Protective is 07726. The California license number for Costco Insurance Agency is 0D08407. (CD.1619386.03.20)

⁷Promotion valid for new customers and current Costco members only. Promotional pricing valid until Aug. 31, 2021. Limit one per member. Additional restrictions may apply in select areas. Cannot be combined with other promotions. Cannot be applied toward applicable bottle deposit, sales tax, the purchase of accessories or the rental of dispenser equipment. Entry into Service Agreement required to receive promotional pricing. Minimum order and credit approval required in select areas. Delivery fees, bottle deposits, paper invoice fees and late fees may apply. Customer subject to CA CASH REFUND or applicable state bottle deposits on all cases. Not available in all areas. Dispenser is not included in bottle price and selection subject to availability. Water type is subject to availability. Pricing may be subject to change. Service provided by third party vendor.

⁸Costco and its affiliates do not sell automobiles or negotiate individual transactions. All vehicles arranged for sale are subject to availability and a price prearranged with the participating franchised dealer. A participation fee is paid by the dealers participating in Costco Auto Program. Certain vehicles may be excluded from the program. Actual savings may vary based on vehicle purchased, dealer and location.

⁹General Program Disclosures: Mortgage lead generation and/or originations are provided by CrossCountry Mortgage, LLC (“CCM” herein), 6850 Miller Road, Brecksville, OH 44141. CCM is licensed or registered in the states in which it originates mortgage loans. All loans subject to underwriting approval. Certain restrictions apply. Call 1-800-793-0759 for details. CCM NMLS3029 (www.nmlsconsumeraccess.org). Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Georgia Residential Mortgage Licensee. Illinois Residential Mortgage Licensee. Kansas Licensed Mortgage Company. CCM is a licensed mortgage lender in the Commonwealth of Massachusetts. Mississippi Licensed Mortgage Company. Licensed by the New Hampshire Banking Department. Licensed by the New Jersey Department of Banking and Insurance. Licensed Mortgage Banker – New York State Banking Department. Rhode Island Licensed Lender. Licensed by the Virginia State Corporation Commission. Costco and its affiliates do not originate mortgage loans. Costco does not guarantee products or services offered by CCM. Costco is not affiliated with any lender. Costco does not endorse and is not responsible for any of the activities of any lender.
CrossCountry Mortgage Terms and Conditions   CrossCountry Mortgage Licensing and Disclosures

¹⁰15% Discount only applies to work done at participating service centers, not Costco Tire Centers. It cannot be used toward the purchase of air bags, oil changes, tires, state-mandated vehicle inspections or be combined with other promotions or incentives. Not applicable to 1) prior services, parts or work; 2) items covered by a vehicle’s warranty or insurance policy; 3) or at the time of vehicle purchase or lease. Not all Costco Auto Program dealerships currently participate in this benefit. Maximum savings per coupon: $500. Costco member must pay sales tax, and tax is charged on the purchase amount prior to discount where required.

¹¹$8.99 per month per person for Executive Members or $13.99 per month per person for Gold Star and Business Members, plus sales tax where applicable. Service provided by Experian^®.

¹²To qualify for the Audi Limited-Time Special, you must: 1) be a current Costco member by August 2,  2) register with Costco Auto Program online or through its call center to obtain a certificate with your unique 8-digit alpha numeric promotion code; 3) present your certificate and promotion code to a franchised Audi dealer at the time of visit; and 4) purchase or lease a select, new and unused 2021 or 2022 Audi between August 3, 2021 and September 30, 2021, to receive an Audi Limited-Time Special: $1,000 towards Audi Q5, Audi Q5 PHEV, Audi Q5 Sportback, Audi Q7, e-tron^®, e-tron^® Sportback, Audi SQ5, Audi SQ5 Sportback or Audi SQ7; $1,250 towards Audi A4 Sedan, A4 allroad^®, A5 Coupe, A5 Sportback, A5 Cabriolet, A6 Sedan, A6 allroad^®, A7, A7 PHEV, TT Coupe, TT Roadster, TTS, S4, S5, S6 or S7; $2,500 towards Audi A8, A8 PHEV or S8.

This Limited-Time Special excludes A3/S3 Sedan, Audi Q3, Audi Q8, e-tron GT, R8, and RS models and is not compatible with some Audi programs and incentives including: Military Select Program, Special Benefit Selector, any Corporate Sales Programs, Dealer Small Fleet Incentive (DSFI), Courtesy Vehicle Program (CV), Dealer Employee Purchase Program (DEPP), Contract Employee Purchase Program (CEPP), Friends & Family Program, or VIP & Diplomat Sales Program. Promotion Codes are not transferrable. Incentive not available for cash. Valid only to whom the unique offer is addressed or members of the same household. Vehicles sold in the name of a business will be verified against the primary purchaser’s driver’s license to ensure eligibility. Only one Promotion Code per VIN will be accepted and the combination of multiple Costco offers is prohibited.

¹³Must be a U.S. Costco member. To qualify for this promotion, you must sign up and get approved for a new Elavon merchant account from Aug. 1 – 31, 2021, and activate the account by Sept. 30, 2021. The Costco Shop Card will be mailed 6-8 weeks after account activation. Costco Shop Cards are not redeemable for cash, except as required by law. Limit one per member and cannot be combined with any other Elavon promotion. This promotion may be extended, modified or discontinued at any time without notice. Services provided by Elavon.

¹⁴Valid for one free business phone (Specific Models Only – Unite ($24.99): Polycom VVX250, VVX450 or Yealink T53W or T54W; Unite Essentials ($19.99): T40G or VVX150) or a $75 "Instant Rebate" applied towards the purchase of any other phones Intermedia offers at the time of purchase. One free phone or rebate is available for each Intermedia user created on the account with one year paid service. Instant rebate only applies to phones, doesn't apply to service. Prorated value of each phone or rebate must be repaid if full year of service is not maintained for each account. Costco member pricing starts at $19.99 per user per month. Shipping fees apply. Service provided by Intermedia.

¹⁵Costco Insurance Agency, Inc. is a licensed insurance agent. Insurance plans are offered by licensed insurance companies or health maintenance organizations. Health insurance plans on The CBC Health Insurance Marketplace for Costco Members are brokered and/or serviced by CBC Benefit & Insurance Services; CA License #: 0D75486. Costco Insurance Agency does not underwrite insurance or pay claims. Costco Insurance Agency, Inc.'s California license number is 0D08407.

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