Dua Lipa Just Rocked A $12k Birkin Bag With UGGs

“Younger people are going into their marriages with more thought and intentionality,” says Raymond Hekmat, principal attorney at Hekmat Law & Mediation, a family law firm in California. “When a lot of my clients are coming to me, it’s not necessarily about protecting their assets in the event of a divorce, but having the necessary conversations on what their marriage is going to look like.”

Millennials, who currently range from ages 27 to 42, are also marrying later in life than Gen Xers and boomers — a median age of 30 for men and 28 for women, according to census data — so by the time they’re ready to tie the knot, they’re more likely to have amassed assets, resources, and debts they’d prefer to keep separate. (Since student loan debt is usually accrued before marriage, it will typically remain the original borrower’s responsibility after a divorce.)